{"id":3581,"date":"2024-04-05T09:04:21","date_gmt":"2024-04-05T09:04:21","guid":{"rendered":"http:\/\/medexperts.pro\/?p=3581"},"modified":"2024-04-05T09:24:23","modified_gmt":"2024-04-05T09:24:23","slug":"4-mistakes-couples-make-when-discussing-money","status":"publish","type":"post","link":"https:\/\/medexperts.pro\/?p=3581","title":{"rendered":"4 Mistakes Couples Make When Discussing Money"},"content":{"rendered":"<div><\/div>\n<p id=\"article-summary\" data-testid=\"onsite-summary\" class=\"css-1n0orw4 e1wiw3jv0\">Therapists share the secrets to a drama-free money chat.<\/p>\n<section class=\"meteredContent css-1r7ky0e\">\n<div class=\"css-s99gbd StoryBodyCompanionColumn\">\n<div class=\"css-53u6y8\">\n<p class=\"css-at9mc1 evys1bk0\">I like talking to my husband about a lot of things, but money isn\u2019t one of them. Most of our conversations about spending go something like this: We lament our credit card balances. We grumble about child care costs. Then we retreat until the next bill arrives or tax season shines a bright, unsparing light on our finances \u2014 as it is <a class=\"css-yywogo\" href=\"https:\/\/www.nytimes.com\/2024\/03\/02\/business\/tax-breaks-2024.html\" title>right now<\/a>.<\/p>\n<p class=\"css-at9mc1 evys1bk0\">I take some comfort in knowing that we\u2019re not the only ones who stink at discussing money. <a class=\"css-yywogo\" href=\"https:\/\/media.npr.org\/documents\/2016\/mar\/marital_conflict.pdf\" title rel=\"noopener noreferrer\" target=\"_blank\">In one small study<\/a>, married couples reported their money-related disagreements tended to be more intense than arguments about other topics, and were less likely to be resolved. <a class=\"css-yywogo\" href=\"https:\/\/onlinelibrary.wiley.com\/doi\/10.1111\/j.1741-3729.2012.00715.x\" title rel=\"noopener noreferrer\" target=\"_blank\">Other research suggests<\/a> that financial conflicts may be a stronger predictor of divorce than other types of disagreements.<\/p>\n<p class=\"css-at9mc1 evys1bk0\">\u201cIt\u2019s really hard to feel comfortable starting these conversations,\u201d said Jillian Knight, a licensed marriage and family therapist who specializes in <a class=\"css-yywogo\" href=\"https:\/\/www.nytimes.com\/2022\/08\/13\/business\/financial-therapy-personal-finance.html\" title>financial therapy<\/a>, which combines financial advice with psychological support. \u201cBecause a lot of the time, people have the belief that you shouldn\u2019t talk about money or that they\u2019re not good with money.\u201d<\/p>\n<p class=\"css-at9mc1 evys1bk0\">I chatted with Ms. Knight and other therapists who work with couples on money issues about some common communication missteps.<\/p>\n<\/div>\n<\/div>\n<div><\/div>\n<div class=\"css-s99gbd StoryBodyCompanionColumn\">\n<div class=\"css-53u6y8\">\n<h2 class=\"css-kypbrf eoo0vm40\" id=\"link-e81411b\">Mistake 1: Assuming you have the same values<\/h2>\n<p class=\"css-at9mc1 evys1bk0\">We tend to internalize financial lessons from our families, said Lisa Marie Bobby, a licensed marriage and family therapist. But conflicts arise when romantic partners assume that their point of view is the only point of view instead of taking the time to explore each other\u2019s financial stories, she said. \u201cThis leads to sometimes vicious fights, arguing over whose perspective is the \u2018right\u2019 one,\u201d she said.<\/p>\n<p class=\"css-at9mc1 evys1bk0\">To better understand where your partner is coming from, start with a broad question like \u201cWhat money lessons did you learn growing up?\u201d recommended Stephanie Zepeda, a licensed marriage and family therapist in Houston. For instance, if your parent lost his or her job several times, you might have grown up believing that saving money is the ultimate priority. Or you might have come to think that it\u2019s important to say yes to all of the experiences and luxuries you didn\u2019t have as a child, she said.<\/p>\n<div class=\"css-1336jj\">\n<div class=\"css-121kum4\">\n<div class=\"css-171d1bw\"><\/div>\n<div class=\"css-asuuk5\">\n<div class=\"css-7axq9l\" data-testid=\"optimistic-truncator-noscript\">\n<div data-testid=\"optimistic-truncator-noscript-message\" class=\"css-6yo1no\">\n<p class=\"css-3kpklk\">We are having trouble retrieving the article content.<\/p>\n<p class=\"css-3kpklk\">Please enable JavaScript in your browser settings.<\/p>\n<\/div>\n<\/div>\n<div class=\"css-1dv1kvn\" id=\"optimistic-truncator-a11y\">\n<hr \/>\n<p>Thank you for your patience while we verify access. If you are in Reader mode please exit and\u00a0<a href=\"https:\/\/myaccount.nytimes.com\/auth\/login?response_type=cookie&amp;client_id=vi&amp;redirect_uri=https%3A%2F%2Fwww.nytimes.com%2F2024%2F04%2F05%2Fwell%2Ffamily%2Fmoney-relationships.html&amp;asset=opttrunc\">log into<\/a>\u00a0your Times account, or\u00a0<a href=\"https:\/\/www.nytimes.com\/subscription?campaignId=89WYR&amp;redirect_uri=https%3A%2F%2Fwww.nytimes.com%2F2024%2F04%2F05%2Fwell%2Ffamily%2Fmoney-relationships.html\">subscribe<\/a>\u00a0for all of The Times.<\/p>\n<hr \/>\n<\/div>\n<div class=\"css-1g71tqy\">\n<div data-testid=\"optimistic-truncator-message\" class=\"css-6yo1no\">\n<p class=\"css-3kpklk\">Thank you for your patience while we verify access.<\/p>\n<p class=\"css-3kpklk\">Already a subscriber?\u00a0<a data-testid=\"log-in-link\" class=\"css-z5ryv4\" href=\"https:\/\/myaccount.nytimes.com\/auth\/login?response_type=cookie&amp;client_id=vi&amp;redirect_uri=https%3A%2F%2Fwww.nytimes.com%2F2024%2F04%2F05%2Fwell%2Ffamily%2Fmoney-relationships.html&amp;asset=opttrunc\">Log in<\/a>.<\/p>\n<p class=\"css-3kpklk\">Want all of The Times?\u00a0<a data-testid=\"subscribe-link\" class=\"css-z5ryv4\" href=\"https:\/\/www.nytimes.com\/subscription?campaignId=89WYR&amp;redirect_uri=https%3A%2F%2Fwww.nytimes.com%2F2024%2F04%2F05%2Fwell%2Ffamily%2Fmoney-relationships.html\">Subscribe<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Therapists share the secrets to a drama-free money chat.I like talking to my husband about a lot of things, but money isn\u2019t one of them. Most of our conversations about spending go something like this: We lament our credit card balances. We grumble about child care costs. Then we retreat until the next bill arrives or tax season shines a bright, unsparing light on our finances \u2014 as it is right now.I take some comfort in knowing that we\u2019re not the only ones who stink at discussing money. In one small study, married couples reported their money-related disagreements tended to be more intense than arguments about other topics, and were less likely to be resolved. Other research suggests that financial conflicts may be a stronger predictor of divorce than other types of disagreements.\u201cIt\u2019s really hard to feel comfortable starting these conversations,\u201d said Jillian Knight, a licensed marriage and family therapist who specializes in financial therapy, which combines financial advice with psychological support. \u201cBecause a lot of the time, people have the belief that you shouldn\u2019t talk about money or that they\u2019re not good with money.\u201dI chatted with Ms. Knight and other therapists who work with couples on money issues about some common communication missteps.Mistake 1: Assuming you have the same valuesWe tend to internalize financial lessons from our families, said Lisa Marie Bobby, a licensed marriage and family therapist. But conflicts arise when romantic partners assume that their point of view is the only point of view instead of taking the time to explore each other\u2019s financial stories, she said. \u201cThis leads to sometimes vicious fights, arguing over whose perspective is the \u2018right\u2019 one,\u201d she said.To better understand where your partner is coming from, start with a broad question like \u201cWhat money lessons did you learn growing up?\u201d recommended Stephanie Zepeda, a licensed marriage and family therapist in Houston. For instance, if your parent lost his or her job several times, you might have grown up believing that saving money is the ultimate priority. Or you might have come to think that it\u2019s important to say yes to all of the experiences and luxuries you didn\u2019t have as a child, she said.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and\u00a0log into\u00a0your Times account, or\u00a0subscribe\u00a0for all of The Times.Thank you for your patience while we verify access.Already a subscriber?\u00a0Log in.Want all of The Times?\u00a0Subscribe.<\/p>\n","protected":false},"author":1,"featured_media":3583,"comment_status":"close","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-3581","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle"],"_links":{"self":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/3581","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3581"}],"version-history":[{"count":2,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/3581\/revisions"}],"predecessor-version":[{"id":3584,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/3581\/revisions\/3584"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/media\/3583"}],"wp:attachment":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3581"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3581"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3581"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}