{"id":2310,"date":"2024-03-16T12:56:22","date_gmt":"2024-03-16T13:56:22","guid":{"rendered":"http:\/\/medexperts.pro\/?p=2310"},"modified":"2024-03-16T14:50:07","modified_gmt":"2024-03-16T14:50:07","slug":"when-medicaid-comes-after-the-family-home","status":"publish","type":"post","link":"https:\/\/medexperts.pro\/?p=2310","title":{"rendered":"When Medicaid Comes After the Family Home"},"content":{"rendered":"
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Federal law requires states to seek reimbursement from the assets, usually homes, of people who died after receiving benefits for long-term care.<\/p>\n

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The letter came from the state department of human services in July 2021. It expressed condolences for the loss of the recipient\u2019s mother, who had died a few weeks earlier at 88.<\/p>\n

Then it explained that the deceased had incurred a Medicaid debt of more than $77,000 and provided instructions on how to repay the money. \u201cI was stunned,\u201d said the woman\u2019s 62-year-old daughter.<\/p>\n

At first, she thought the letter might be some sort of scam. It wasn\u2019t.<\/p>\n

She asked not to be identified, because the case is unresolved and she doesn\u2019t want to jeopardize her chances of getting the bill reduced. The New York Times has reviewed documentation substantiating her account.<\/p>\n

The daughter moved into the family\u2019s Midwestern home years earlier, when her widowed mother, who had vascular dementia, began to need assistance.<\/p>\n<\/div>\n<\/div>\n

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Her mother was well insured, with Medicare, a private supplemental \u201cMedigap\u201d policy and long-term care insurance. The only reason she enrolled in Medicaid was that she had signed up for a state program that allowed her daughter to receive modest payments for caregiving.<\/p>\n

But that triggered additional monthly charges through a Medicaid managed care organization, and now the state wants that money back.<\/p>\n

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Federal law requires states to seek reimbursement from the assets, usually homes, of people who died after receiving benefits for long-term care.The letter came from the state department of human services in July 2021. It expressed condolences for the loss of the recipient\u2019s mother, who had died a few weeks earlier at 88.Then it explained that the deceased had incurred a Medicaid debt of more than $77,000 and provided instructions on how to repay the money. \u201cI was stunned,\u201d said the woman\u2019s 62-year-old daughter.At first, she thought the letter might be some sort of scam. It wasn\u2019t.She asked not to be identified, because the case is unresolved and she doesn\u2019t want to jeopardize her chances of getting the bill reduced. The New York Times has reviewed documentation substantiating her account.The daughter moved into the family\u2019s Midwestern home years earlier, when her widowed mother, who had vascular dementia, began to need assistance.Her mother was well insured, with Medicare, a private supplemental \u201cMedigap\u201d policy and long-term care insurance. The only reason she enrolled in Medicaid was that she had signed up for a state program that allowed her daughter to receive modest payments for caregiving.But that triggered additional monthly charges through a Medicaid managed care organization, and now the state wants that money back.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and\u00a0log into\u00a0your Times account, or\u00a0subscribe\u00a0for all of The Times.Thank you for your patience while we verify access.Already a subscriber?\u00a0Log in.Want all of The Times?\u00a0Subscribe.<\/p>\n","protected":false},"author":1,"featured_media":2312,"comment_status":"close","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2310","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle"],"_links":{"self":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/2310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2310"}],"version-history":[{"count":2,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/2310\/revisions"}],"predecessor-version":[{"id":2313,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/2310\/revisions\/2313"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/media\/2312"}],"wp:attachment":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}