{"id":20238,"date":"2025-01-16T20:02:48","date_gmt":"2025-01-16T21:02:48","guid":{"rendered":"https:\/\/medexperts.pro\/?p=20238"},"modified":"2025-01-16T21:32:45","modified_gmt":"2025-01-16T21:32:45","slug":"general-motors-is-banned-from-selling-driving-behavior-data-for-5-years","status":"publish","type":"post","link":"https:\/\/medexperts.pro\/?p=20238","title":{"rendered":"General Motors Is Banned From Selling Driving Behavior Data for 5 Years"},"content":{"rendered":"
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An investigation by the Federal Trade Commission determined that consumers had not been aware that the automaker was providing their driving information to data brokers.<\/p>\n

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The Federal Trade Commission said on Thursday that it had reached a settlement<\/a> with General Motors that would ban the automaker from providing drivers\u2019 behavior and geolocation data to consumer reporting agencies. The ban will last for five years.<\/p>\n

The New York Times reported last year<\/a> that G.M. was collecting data about people\u2019s driving behavior, including how often they sped or drove at night, and selling it to data brokers who generated risk profiles for insurance companies. Some drivers reported that their auto insurance rates increased<\/a> as a result.<\/p>\n

\u201cG.M. monitored and sold people\u2019s precise geolocation data and driver behavior information, sometimes as often as every three seconds,\u201d Lina M. Khan, chair of the F.T.C. \u201cWith this action, the F.T.C. is safeguarding Americans\u2019 privacy and protecting people from unchecked surveillance.\u201d<\/p>\n

The F.T.C. opened an investigation and determined that G.M. had collected and sold data from millions of vehicles \u201cwithout adequately notifying consumers and obtaining their affirmative consent.\u201d Drivers who signed up for OnStar Connected Services and activated a feature called Smart Driver were subject to the data collection. But federal regulators said that the enrollment process was so confusing<\/a>, many consumers did not realize that they had signed up for it.<\/p>\n<\/div>\n<\/div>\n

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\u201cG.M. failed to clearly disclose to consumers the types of information it collected through its Smart Driver feature, including that their geolocation and driving behavior data \u2014 such as every instance of hard braking, late night driving and speeding \u2014 would be sold to consumer reporting agencies,\u201d the F.T.C. said in a statement. \u201cThese consumer reporting agencies used the sensitive information G.M. provided to compile credit reports on consumers, which were used by insurance companies to deny insurance and set rates.\u201d<\/p>\n

G.M. did not immediately respond to a request for comment.<\/p>\n

In the weeks after The Times\u2019s investigation, G.M. stopped sharing information about drivers with two data brokers, LexisNexis Risk Solutions and Verisk<\/a>, that worked with the insurance industry. The five-year ban prohibits G.M. from sharing information about individual drivers, but it can still share anonymous data about people\u2019s driving with third parties, such as road safety researchers<\/a>.<\/p>\n

Ms. Khan, who policed corporate data collection and the tech industry during her time leading the F.T.C., will be replaced as chair when the Trump administration takes over next week.<\/p>\n

Under the settlement agreement, G.M. must make it easier for drivers to turn off tracking of their vehicle\u2019s location, and make it possible for them to gain access to and delete the data the automaker has collected about their driving.<\/p>\n<\/div>\n<\/div>\n

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An investigation by the Federal Trade Commission determined that consumers had not been aware that the automaker was providing their driving information to data brokers.The Federal Trade Commission said on Thursday that it had reached a settlement with General Motors that would ban the automaker from providing drivers\u2019 behavior and geolocation data to consumer reporting agencies. The ban will last for five years.The New York Times reported last year that G.M. was collecting data about people\u2019s driving behavior, including how often they sped or drove at night, and selling it to data brokers who generated risk profiles for insurance companies. Some drivers reported that their auto insurance rates increased as a result.\u201cG.M. monitored and sold people\u2019s precise geolocation data and driver behavior information, sometimes as often as every three seconds,\u201d Lina M. Khan, chair of the F.T.C. \u201cWith this action, the F.T.C. is safeguarding Americans\u2019 privacy and protecting people from unchecked surveillance.\u201dThe F.T.C. opened an investigation and determined that G.M. had collected and sold data from millions of vehicles \u201cwithout adequately notifying consumers and obtaining their affirmative consent.\u201d Drivers who signed up for OnStar Connected Services and activated a feature called Smart Driver were subject to the data collection. But federal regulators said that the enrollment process was so confusing, many consumers did not realize that they had signed up for it.\u201cG.M. failed to clearly disclose to consumers the types of information it collected through its Smart Driver feature, including that their geolocation and driving behavior data \u2014 such as every instance of hard braking, late night driving and speeding \u2014 would be sold to consumer reporting agencies,\u201d the F.T.C. said in a statement. \u201cThese consumer reporting agencies used the sensitive information G.M. provided to compile credit reports on consumers, which were used by insurance companies to deny insurance and set rates.\u201dG.M. did not immediately respond to a request for comment.In the weeks after The Times\u2019s investigation, G.M. stopped sharing information about drivers with two data brokers, LexisNexis Risk Solutions and Verisk, that worked with the insurance industry. The five-year ban prohibits G.M. from sharing information about individual drivers, but it can still share anonymous data about people\u2019s driving with third parties, such as road safety researchers.Ms. Khan, who policed corporate data collection and the tech industry during her time leading the F.T.C., will be replaced as chair when the Trump administration takes over next week.Under the settlement agreement, G.M. must make it easier for drivers to turn off tracking of their vehicle\u2019s location, and make it possible for them to gain access to and delete the data the automaker has collected about their driving.<\/p>\n","protected":false},"author":1,"featured_media":20240,"comment_status":"close","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-20238","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology"],"_links":{"self":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/20238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20238"}],"version-history":[{"count":2,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/20238\/revisions"}],"predecessor-version":[{"id":20241,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/20238\/revisions\/20241"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/media\/20240"}],"wp:attachment":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}