{"id":19899,"date":"2025-01-13T21:40:14","date_gmt":"2025-01-13T22:40:14","guid":{"rendered":"https:\/\/medexperts.pro\/?p=19899"},"modified":"2025-01-13T23:26:08","modified_gmt":"2025-01-13T23:26:08","slug":"texas-sues-allstate-over-its-collection-of-driver-data","status":"publish","type":"post","link":"https:\/\/medexperts.pro\/?p=19899","title":{"rendered":"Texas Sues Allstate Over Its Collection of Driver Data"},"content":{"rendered":"<div><\/div>\n<p id=\"article-summary\" class=\"css-79rysd e1wiw3jv0\">The lawsuit accuses Arity, an Allstate subsidiary, of collecting data about people\u2019s driving behavior through mobile phone apps, leading to increases in drivers\u2019 insurance rates.<\/p>\n<section class=\"meteredContent css-1r7ky0e\">\n<div class=\"css-s99gbd StoryBodyCompanionColumn\" data-testid=\"companionColumn-0\">\n<div class=\"css-53u6y8\">\n<p class=\"css-at9mc1 evys1bk0\">The State of Texas sued Allstate on Monday, accusing the insurer of illegally tracking drivers by way of their phones through a subsidiary called Arity that claimed to have the \u201cworld\u2019s largest driving behavior database.\u201d<\/p>\n<p class=\"css-at9mc1 evys1bk0\">\u201cAllstate and Arity paid mobile apps millions of dollars to install Allstate\u2019s tracking software,\u201d Ken Paxton, the state\u2019s attorney general, said in a <a class=\"css-yywogo\" href=\"https:\/\/www.texasattorneygeneral.gov\/news\/releases\/attorney-general-ken-paxton-sues-allstate-and-arity-unlawfully-collecting-using-and-selling-over-45\" title rel=\"noopener noreferrer\" target=\"_blank\">statement<\/a>. \u201cThe personal data of millions of Americans was sold to insurance companies without their knowledge or consent in violation of the law. Texans deserve better and we will hold all these companies accountable.\u201d<\/p>\n<p class=\"css-at9mc1 evys1bk0\">Allstate and Arity did not respond to requests for comment.<\/p>\n<p class=\"css-at9mc1 evys1bk0\"><a class=\"css-yywogo\" href=\"https:\/\/www.nytimes.com\/2024\/06\/09\/technology\/driver-scores-insurance-data-apps.html\" title>The New York Times reported<\/a> last year that information about people\u2019s driving behavior was being collected via smartphone apps, such as Life360 and GasBuddy, and sold to Arity, an analytics company founded by Allstate. Arity was able to analyze the data collected from people\u2019s smartphones to determine how often they sped, braked suddenly or were distracted by their phones while driving. It used that analysis to give them driving risk scores.<\/p>\n<p class=\"css-at9mc1 evys1bk0\">\u201cInsurers then used that consumer\u2019s data to justify increasing their car insurance premiums, denying them coverage, or dropping them from coverage,\u201d according to the attorney general\u2019s lawsuit, which accuses the companies of violating the state\u2019s privacy laws.<\/p>\n<\/div>\n<\/div>\n<div data-testid=\"Dropzone-1\"><\/div>\n<div class=\"css-s99gbd StoryBodyCompanionColumn\" data-testid=\"companionColumn-1\">\n<div class=\"css-53u6y8\">\n<p class=\"css-at9mc1 evys1bk0\">According to the state lawsuit, filed in District Court of Montgomery County, Arity has the location, movement and driving data of more than 45 million Americans who \u201cwere never informed about, nor consented to,\u201d the continuous collection and sale of their data.<\/p>\n<p class=\"css-at9mc1 evys1bk0\">Texas <a class=\"css-yywogo\" href=\"https:\/\/www.nytimes.com\/2024\/08\/13\/business\/gm-texas-lawsuit.html\" title>also sued General Motors<\/a> last year over the collection of consumers\u2019 driving data, following a report by <a class=\"css-yywogo\" href=\"https:\/\/www.nytimes.com\/2024\/03\/11\/technology\/carmakers-driver-tracking-insurance.html\" title>The Times<\/a> that G.M. and other automakers were selling information about people\u2019s driving to the insurance industry.<\/p>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>The lawsuit accuses Arity, an Allstate subsidiary, of collecting data about people\u2019s driving behavior through mobile phone apps, leading to increases in drivers\u2019 insurance rates.The State of Texas sued Allstate on Monday, accusing the insurer of illegally tracking drivers by way of their phones through a subsidiary called Arity that claimed to have the \u201cworld\u2019s largest driving behavior database.\u201d\u201cAllstate and Arity paid mobile apps millions of dollars to install Allstate\u2019s tracking software,\u201d Ken Paxton, the state\u2019s attorney general, said in a statement. \u201cThe personal data of millions of Americans was sold to insurance companies without their knowledge or consent in violation of the law. Texans deserve better and we will hold all these companies accountable.\u201dAllstate and Arity did not respond to requests for comment.The New York Times reported last year that information about people\u2019s driving behavior was being collected via smartphone apps, such as Life360 and GasBuddy, and sold to Arity, an analytics company founded by Allstate. Arity was able to analyze the data collected from people\u2019s smartphones to determine how often they sped, braked suddenly or were distracted by their phones while driving. It used that analysis to give them driving risk scores.\u201cInsurers then used that consumer\u2019s data to justify increasing their car insurance premiums, denying them coverage, or dropping them from coverage,\u201d according to the attorney general\u2019s lawsuit, which accuses the companies of violating the state\u2019s privacy laws.According to the state lawsuit, filed in District Court of Montgomery County, Arity has the location, movement and driving data of more than 45 million Americans who \u201cwere never informed about, nor consented to,\u201d the continuous collection and sale of their data.Texas also sued General Motors last year over the collection of consumers\u2019 driving data, following a report by The Times that G.M. and other automakers were selling information about people\u2019s driving to the insurance industry.<\/p>\n","protected":false},"author":1,"featured_media":19901,"comment_status":"close","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-19899","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology"],"_links":{"self":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/19899","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19899"}],"version-history":[{"count":2,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/19899\/revisions"}],"predecessor-version":[{"id":19902,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/19899\/revisions\/19902"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/media\/19901"}],"wp:attachment":[{"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19899"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19899"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19899"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}