{"id":8526,"date":"2024-06-26T14:06:09","date_gmt":"2024-06-26T14:06:09","guid":{"rendered":"http:\/\/medexperts.pro\/?p=8526"},"modified":"2024-06-26T14:25:53","modified_gmt":"2024-06-26T14:25:53","slug":"women-are-paying-for-birth-control-when-they-shouldnt-have-to","status":"publish","type":"post","link":"http:\/\/medexperts.pro\/?p=8526","title":{"rendered":"Women Are Paying for Birth Control When They Shouldn\u2019t Have To"},"content":{"rendered":"<div><\/div>\n<p id=\"article-summary\" class=\"css-79rysd e1wiw3jv0\">Senator Bernie Sanders of Vermont has called on a government watchdog to investigate. Here\u2019s what you need to know.<\/p>\n<section class=\"meteredContent css-1r7ky0e\">\n<div class=\"css-s99gbd StoryBodyCompanionColumn\">\n<div class=\"css-53u6y8\">\n<p class=\"css-at9mc1 evys1bk0\">Last week, Senator Bernie Sanders of Vermont, chair of the Senate health committee, called on a government watchdog to investigate why insurance companies are still charging women for birth control \u2014 a move that thrust <a class=\"css-yywogo\" href=\"https:\/\/www.nytimes.com\/2024\/06\/05\/us\/politics\/contraception-bill-senate-democrats.html\" title>access to contraceptives back into the spotlight<\/a>.<\/p>\n<p class=\"css-at9mc1 evys1bk0\">In <a class=\"css-yywogo\" href=\"https:\/\/www.documentcloud.org\/documents\/24764790-61724-gao-aca-contraception-coverage-letter\" title rel=\"noopener noreferrer\" target=\"_blank\">a letter to the Government Accountability Office<\/a>, the senator noted that insurance companies were charging Americans for contraceptives that, under federal law, should be free \u2014 and that they were also denying appeals from consumers who were seeking to have their contraceptives covered. Some experts estimate that those practices could affect access to birth control for <a class=\"css-yywogo\" href=\"https:\/\/www.whitehouse.gov\/briefing-room\/presidential-actions\/2023\/06\/23\/executive-order-on-strengthening-access-to-affordable-high-quality-contraception-and-family-planning-services\/\" title rel=\"noopener noreferrer\" target=\"_blank\">millions of women<\/a>.<\/p>\n<p class=\"css-at9mc1 evys1bk0\">Since 2012, the Affordable Care Act has mandated that private insurance plans cover the <a class=\"css-yywogo\" href=\"https:\/\/www.dol.gov\/agencies\/ebsa\/about-ebsa\/our-activities\/resource-center\/faqs\/aca-part-64\" title rel=\"noopener noreferrer\" target=\"_blank\">\u201cfull range\u201d of contraceptives for women approved by the Food and Drug Administration<\/a>, including female sterilizations, emergency contraceptives and any new products cleared by the F.D.A. The mandate also covers services associated with contraceptives, like counseling, insertions or removals and follow-up care.<\/p>\n<p class=\"css-at9mc1 evys1bk0\">That means that consumers shouldn\u2019t have any associated co-payments with in-network providers, even if they haven\u2019t met their deductibles. Some plans might cover only generic versions of certain contraceptives, but patients are still entitled to coverage of a specific product that their providers deem medically necessary. Medicaid plans have a similar provision; the only exception to the mandate are plans sponsored by employers or colleges that have religious or moral objections.<\/p>\n<\/div>\n<\/div>\n<div><\/div>\n<div class=\"css-s99gbd StoryBodyCompanionColumn\">\n<div class=\"css-53u6y8\">\n<p class=\"css-at9mc1 evys1bk0\">Yet many insurers are still charging for contraceptives \u2014 some in the form of co-payments, others by denying coverage altogether.<\/p>\n<h2 class=\"css-1u37br4 eoo0vm40\" id=\"link-1dbeca4b\">A Quarter of Women Are Paying Unnecessarily for Contraceptives <\/h2>\n<p class=\"css-at9mc1 evys1bk0\">In his letter, Senator Sanders cited <a class=\"css-yywogo\" href=\"https:\/\/www.kff.org\/report-section\/contraception-in-the-united-states-a-closer-look-at-experiences-preferences-and-coverage-findings\/\" title rel=\"noopener noreferrer\" target=\"_blank\">a recent survey by KFF<\/a>, a nonprofit health policy research organization, that found that roughly 25 percent of women with private insurance plans said they had paid at least some part of the cost of their birth control; 16 percent reported that their insurance plans had offered partial coverage, and 6 percent noted that their plans did not cover contraceptives at all. Additionally, <a class=\"css-yywogo\" href=\"https:\/\/oversightdemocrats.house.gov\/sites\/evo-subsites\/democrats-oversight.house.gov\/files\/2022-10-25.COR%20PBM-Insurer%20Report.pdf\" title rel=\"noopener noreferrer\" target=\"_blank\">a 2022 congressional investigation<\/a>, which analyzed 68 health plans, found that the process to apply for exceptions and have contraceptives covered was \u201cburdensome\u201d for consumers and that insurance companies denied, on average, at least 40 percent of exception requests.<\/p>\n<div class=\"css-1336jj\">\n<div class=\"css-121kum4\">\n<div class=\"css-171d1bw\"><\/div>\n<div class=\"css-asuuk5\">\n<div class=\"css-7axq9l\" data-testid=\"optimistic-truncator-noscript\">\n<div data-testid=\"optimistic-truncator-noscript-message\" class=\"css-6yo1no\">\n<p class=\"css-3kpklk\">We are having trouble retrieving the article content.<\/p>\n<p class=\"css-3kpklk\">Please enable JavaScript in your browser settings.<\/p>\n<\/div>\n<\/div>\n<div class=\"css-1dv1kvn\" id=\"optimistic-truncator-a11y\">\n<hr \/>\n<p>Thank you for your patience while we verify access. If you are in Reader mode please exit and\u00a0<a href=\"https:\/\/myaccount.nytimes.com\/auth\/login?response_type=cookie&amp;client_id=vi&amp;redirect_uri=https%3A%2F%2Fwww.nytimes.com%2F2024%2F06%2F26%2Fwell%2Flive%2Fbirth-control-pills-contraception-cost.html&amp;asset=opttrunc\">log into<\/a>\u00a0your Times account, or\u00a0<a href=\"https:\/\/www.nytimes.com\/subscription?campaignId=89WYR&amp;redirect_uri=https%3A%2F%2Fwww.nytimes.com%2F2024%2F06%2F26%2Fwell%2Flive%2Fbirth-control-pills-contraception-cost.html\">subscribe<\/a>\u00a0for all of The Times.<\/p>\n<hr \/>\n<\/div>\n<div class=\"css-1g71tqy\">\n<div data-testid=\"optimistic-truncator-message\" class=\"css-6yo1no\">\n<p class=\"css-3kpklk\">Thank you for your patience while we verify access.<\/p>\n<p class=\"css-3kpklk\">Already a subscriber?\u00a0<a data-testid=\"log-in-link\" class=\"css-z5ryv4\" href=\"https:\/\/myaccount.nytimes.com\/auth\/login?response_type=cookie&amp;client_id=vi&amp;redirect_uri=https%3A%2F%2Fwww.nytimes.com%2F2024%2F06%2F26%2Fwell%2Flive%2Fbirth-control-pills-contraception-cost.html&amp;asset=opttrunc\">Log in<\/a>.<\/p>\n<p class=\"css-3kpklk\">Want all of The Times?\u00a0<a data-testid=\"subscribe-link\" class=\"css-z5ryv4\" href=\"https:\/\/www.nytimes.com\/subscription?campaignId=89WYR&amp;redirect_uri=https%3A%2F%2Fwww.nytimes.com%2F2024%2F06%2F26%2Fwell%2Flive%2Fbirth-control-pills-contraception-cost.html\">Subscribe<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Senator Bernie Sanders of Vermont has called on a government watchdog to investigate. Here\u2019s what you need to know.Last week, Senator Bernie Sanders of Vermont, chair of the Senate health committee, called on a government watchdog to investigate why insurance companies are still charging women for birth control \u2014 a move that thrust access to contraceptives back into the spotlight.In a letter to the Government Accountability Office, the senator noted that insurance companies were charging Americans for contraceptives that, under federal law, should be free \u2014 and that they were also denying appeals from consumers who were seeking to have their contraceptives covered. Some experts estimate that those practices could affect access to birth control for millions of women.Since 2012, the Affordable Care Act has mandated that private insurance plans cover the \u201cfull range\u201d of contraceptives for women approved by the Food and Drug Administration, including female sterilizations, emergency contraceptives and any new products cleared by the F.D.A. The mandate also covers services associated with contraceptives, like counseling, insertions or removals and follow-up care.That means that consumers shouldn\u2019t have any associated co-payments with in-network providers, even if they haven\u2019t met their deductibles. Some plans might cover only generic versions of certain contraceptives, but patients are still entitled to coverage of a specific product that their providers deem medically necessary. Medicaid plans have a similar provision; the only exception to the mandate are plans sponsored by employers or colleges that have religious or moral objections.Yet many insurers are still charging for contraceptives \u2014 some in the form of co-payments, others by denying coverage altogether.A Quarter of Women Are Paying Unnecessarily for Contraceptives In his letter, Senator Sanders cited a recent survey by KFF, a nonprofit health policy research organization, that found that roughly 25 percent of women with private insurance plans said they had paid at least some part of the cost of their birth control; 16 percent reported that their insurance plans had offered partial coverage, and 6 percent noted that their plans did not cover contraceptives at all. Additionally, a 2022 congressional investigation, which analyzed 68 health plans, found that the process to apply for exceptions and have contraceptives covered was \u201cburdensome\u201d for consumers and that insurance companies denied, on average, at least 40 percent of exception requests.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and\u00a0log into\u00a0your Times account, or\u00a0subscribe\u00a0for all of The Times.Thank you for your patience while we verify access.Already a subscriber?\u00a0Log in.Want all of The Times?\u00a0Subscribe.<\/p>\n","protected":false},"author":1,"featured_media":8528,"comment_status":"close","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-8526","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle"],"_links":{"self":[{"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/8526","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8526"}],"version-history":[{"count":2,"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/8526\/revisions"}],"predecessor-version":[{"id":8529,"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/8526\/revisions\/8529"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/media\/8528"}],"wp:attachment":[{"href":"http:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8526"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8526"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8526"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}