{"id":29298,"date":"2025-06-09T16:22:33","date_gmt":"2025-06-09T16:22:33","guid":{"rendered":"http:\/\/medexperts.pro\/?p=29298"},"modified":"2025-06-09T16:29:52","modified_gmt":"2025-06-09T16:29:52","slug":"trump-budgets-caps-on-grad-school-loans-could-worsen-doctor-shortage","status":"publish","type":"post","link":"http:\/\/medexperts.pro\/?p=29298","title":{"rendered":"Trump Budget\u2019s Caps on Grad School Loans Could Worsen Doctor Shortage"},"content":{"rendered":"
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The proposed limits on federal loans fall well below the costs of medical school. Critics say this could deter students from pursuing medicine.<\/p>\n

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President Trump\u2019s proposed budget would make deep cuts in government health plans and medical research, and, critics say, could also make finding a doctor more difficult. It restricts loans that students rely on to pursue professional graduate degrees, making the path to becoming a physician harder even as doctor shortages loom and the American population is graying.<\/p>\n

The domestic policy bill, which passed in the House last month, would cap direct federal unsubsidized loans at $150,000 \u2014 far less than the cost of obtaining a medical education \u2014 and phase out the Grad PLUS loans that help many students make up the difference.<\/p>\n

Medicine, dentistry and osteopathic medicine are among the most expensive graduate programs.<\/p>\n

Four years of medical education costs $286,454 at a public school<\/a>, on average, and $390,848 at a private one, according to the Association of American Medical Colleges<\/a>. Medical school graduates leave with an average debt of $212,341, the association found.<\/p>\n

The price of a four-year program in osteopathic medicine is $297,881 at a public school, on average, and $371,403 at a private school, according to the American Association of Colleges of Osteopathic Medicine<\/a>. The average indebtedness of their graduates is $259,196.<\/p>\n<\/div>\n<\/div>\n

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The proposed loan caps \u201cwill either push students and families into the private loan market, where they take on more risk and have less consumer protection, or simply push people out of higher education altogether,\u201d said Aissa Canchola Ba\u00f1ez, policy director at the Student Borrower Protection Center, a nonprofit advocacy group.<\/p>\n

Private student loans are also not eligible for Public Service Loan Forgiveness programs, which many students rely on to manage their debt. Students from low-income families may have difficulty qualifying for private loans.<\/p>\n

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The proposed limits on federal loans fall well below the costs of medical school. Critics say this could deter students from pursuing medicine.President Trump\u2019s proposed budget would make deep cuts in government health plans and medical research, and, critics say, could also make finding a doctor more difficult. It restricts loans that students rely on to pursue professional graduate degrees, making the path to becoming a physician harder even as doctor shortages loom and the American population is graying.The domestic policy bill, which passed in the House last month, would cap direct federal unsubsidized loans at $150,000 \u2014 far less than the cost of obtaining a medical education \u2014 and phase out the Grad PLUS loans that help many students make up the difference.Medicine, dentistry and osteopathic medicine are among the most expensive graduate programs.Four years of medical education costs $286,454 at a public school, on average, and $390,848 at a private one, according to the Association of American Medical Colleges. Medical school graduates leave with an average debt of $212,341, the association found.The price of a four-year program in osteopathic medicine is $297,881 at a public school, on average, and $371,403 at a private school, according to the American Association of Colleges of Osteopathic Medicine. The average indebtedness of their graduates is $259,196.The proposed loan caps \u201cwill either push students and families into the private loan market, where they take on more risk and have less consumer protection, or simply push people out of higher education altogether,\u201d said Aissa Canchola Ba\u00f1ez, policy director at the Student Borrower Protection Center, a nonprofit advocacy group.Private student loans are also not eligible for Public Service Loan Forgiveness programs, which many students rely on to manage their debt. Students from low-income families may have difficulty qualifying for private loans.We are having trouble retrieving the article content.Please enable JavaScript in your browser settings.Thank you for your patience while we verify access. If you are in Reader mode please exit and\u00a0log into\u00a0your Times account, or\u00a0subscribe\u00a0for all of The Times.Thank you for your patience while we verify access.Already a subscriber?\u00a0Log in.Want all of The Times?\u00a0Subscribe.<\/p>\n","protected":false},"author":1,"featured_media":29300,"comment_status":"close","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[],"class_list":["post-29298","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-science"],"_links":{"self":[{"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/29298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29298"}],"version-history":[{"count":2,"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/29298\/revisions"}],"predecessor-version":[{"id":29301,"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/posts\/29298\/revisions\/29301"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/medexperts.pro\/index.php?rest_route=\/wp\/v2\/media\/29300"}],"wp:attachment":[{"href":"http:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29298"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=29298"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/medexperts.pro\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=29298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}